Small Businesses Funding
Ginger Funding, a direct funding provider specializing in business funding for small businesses, is dedicated to assisting small and medium-sized businesses. Our goal is to ensure prompt access to working capital, addressing all your financial needs.
Get prequalified Now!
Submit our online application or consult with a specialist today
Approval within 24 hours!
We will get you pre-approved and provide you with the best options.
Same-day funding available!
Our business funding for small business solutions provide same-day funding.
Quick and adaptable funding tailored for your business.
Fund With Us
Loans up to $500,000
Get the Funding You Need
Based on your unique situation, objectives, and revenue, you can obtain a business loan to address temporary cash flow shortages and fund:
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Employee salaries
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Equipment, inventory, or supplies
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Short-term projects
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Repair emergencies
Same-day approval
Apply online in just 5 minutes
Traditional bank loans often entail extensive paperwork and lengthy waiting periods, with approval rates remaining dismally low. With Ginger Funding, you can:
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Complete an online application form in 5 minutes
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Get a response based on an evaluation of your business within a few hours.
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Upon approval, receive your business loan directly into your account in less than 24 hours.
Explore Options Without Impacting Your Credit Score
During our underwriting process we will only do a 'soft' credit pull which does not impact your credit score.
We offer small business:
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Protection against potential credit score damage
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Access to funds with a lower credit score
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Capital to support business objectives without asset collateral or expensive loan commitments
Who We Fund
We have funders for all industries, catering to small to medium-sized businesses across the spectrum, including restaurants, retail stores, home services, professional services, health and wellness ventures, online businesses, construction firms, automotive services, pet care providers, real estate agencies, food trucks, creative enterprises, daycare facilities, event planners, landscaping companies, personal care services, cleaning services, financial advisors, technology firms, and specialty food and beverage producers.
WHAT PEOPLE SAY

Dan
“Ginger Funding made expanding my store possible. The fast loan approval allowed me to stock up inventory for the holiday rush. Their team was supportive and guided me through the process. Highly recommended!”

Jose
“Securing funding for my trucking company seemed daunting until I found Ginger Funding. Other lenders don't do trucking but Ginger found a perfect solutions. Their tailored small business loan provided the necessary boost. Exceptional service and lightning-fast funding!”

Lee
“During a crucial moment for our restaurant, Ginger Funding stepped in. The business loan helped us renovate and upgrade our kitchen equipment. Their swift approval and flexible merchant cash advance terms were a game-changer. Thank you!”
How to get a business funding for small business
1> Pre-qualify online
To pre-qualify, follow the “Apply Now” button and enter some basic business information.
2> Get same-day approval
Your application will be reviewed by our analysts, and we’ll contact you with the optimal financing options.
3 > Get same-day funding
Upon approval, you’ll have the entire amount deposited directly into your account as early as the same day!